Apply for a car or truck loan online

Get pre-approved today to get the car you want

Get pre-approved today to get the car you want

Getting pre-approved online puts you in the driver seat. You’ll have the interest rate and loan information you need to make a smart car buying decision without any delay.

All credit scores welcome

Good credit, bad credit, no credit — we can get you approved for a new car loan no matter what your credit score or history is. We work with 16+ lenders to be able to offer a car loan financing solution for everyone.

Lock in your deal

It’s not a sales ploy: there really is a global microchip shortage that has created intense competition for used cars. When you spot a good deal, you’ve got to be ready to act fast. When you’re pre-approved, you’re ready to buy.

The numbers you need

When you’re pre-approved, you’ll know your exact interest rate, loan term, and the amount a lender is willing to borrow to you. This makes it easy to shop within your budget using the “Shop by payment” option on the Richmond Car and Truck Center website.

Clear and easy

Being pre-approved for a car loan makes it easy to understand exactly how much you can spend, making it easy to focus only on vehicles in your budget. Then, use our car comparison tool to help choose which features are worth more to you.

Best lender network

At Richmond Car and Truck Center, we work with a large lender network to be able to offer financing options for everyone. For car buyers with excellent credit, this can mean low interest rates and favorable down payment terms while credit challenged buyers can get approval that will help them to improve their credit score.

Your car NOW

Ready to buy now? Hate waiting? Then you need to get pre-approved online for a new car loan. You’ll get the auto loan financing you need to lock in a quality vehicle and save yourself 1+ hours in the dealership financing office.

All credit scores welcome

Good credit, bad credit, no credit — we can get you approved for a new car loan no matter what your credit score or history is. We work with 16+ lenders to be able to offer a car loan financing solution for everyone.

Lock in your deal

It’s not a sales ploy: there really is a global microchip shortage that has created intense competition for used cars. When you spot a good deal, you’ve got to be ready to act fast. When you’re pre-approved, you’re ready to buy.

The numbers you need

When you’re pre-approved, you’ll know your exact interest rate, loan term, and the amount a lender is willing to borrow to you. This makes it easy to shop within your budget using the “Shop by payment” option on the Richmond Car and Truck Center website.

Clear and easy

Being pre-approved for a car loan makes it easy to understand exactly how much you can spend, making it easy to focus only on vehicles in your budget. Then, use our car comparison tool to help choose which features are worth more to you.

Best lender network

At Richmond Car and Truck Center, we work with a large lender network to be able to offer financing options for everyone. For car buyers with excellent credit, this can mean low interest rates and favorable down payment terms while credit challenged buyers can get approval that will help them to improve their credit score.

Your car NOW

Ready to buy now? Hate waiting? Then you need to get pre-approved online for a new car loan. You’ll get the auto loan financing you need to lock in a quality vehicle and save yourself 1+ hours in the dealership financing office.

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The back of a truck going forward and dust behind it

Car buying done right

Easy approvals

Easy approvals

Applying for a car loan using the form above takes just minutes, but it can save you 1+ hours at the dealership.

Approval for all

Approval for all

Good credit, bad credit, bankruptcy, or repossession — we’ve got a car loan financing solution for just about every score or situation.

Search the selection

Search the selection

We carry all makes and models of vehicles for sale from top brands like Chevrolet, Ford, Jeep, Lexus, Subaru, Toyota, and more.

Best trade-in value

Best trade-in value

As a Kelley Blue Book Instant Cash Offer dealer, you’re guaranteed to get the amount in your instant appraisal – and maybe even more! Plus, you’ll get paid fast.

Hit the highway

Hit the highway

Congrats! You did it! You got a like-new vehicle and it all started by getting pre-approved for a car loan online.

Frequently asked questions

Ask us a question - call 859-624-6636